Everything to gain. 

As you think about financial security, you may be looking for ways to grow your long-term wealth safely and with certainty. Fixed annuities can provide an opportunity to secure a more comfortable retirement without the risk of losing your hard-earned savings.

We focus on fixed annuities. 

Our fixed annuity products are complemented by fixed returns, easy-to-understand crediting strategies and flexible payout options tailored to your financial goals.

What is an annuity? 

A contract between you and an insurance company (like Ibexis) where you invest a certain amount of money (your principal) for a set term.

  • Principal Payment

    Make a lump-sum principal payment to the insurance company. Your principal is not subject to market losses.

  • Accumulation Period

    Earn interest at a rate and method decided in your contract. You’re protected from losses should the market fall during your contract period.

  • Annuitization Phase

    You have the option to convert your annuity into a guaranteed regular payment for a specific period or the rest of your life.

 

How do you want to earn interest?

Multi-Year Guaranteed Annuity (MYGA)

A MYGA is a predictable type of fixed annuity, as the interest rate is fixed for the entire duration of your contract. This option completely shields you from market movement and provides the option for a guaranteed stream of income.

Fixed Index Annuity (FIA)

An FIA gives you the potential to grow your contract value by earning returns based on the performance of a specific market index, a combination of those indices and/or a declared rate of a fixed account.

 
 

Choose the right annuity for you.

We recognize that annuities offer a wide variety of benefits and features to consider. It’s important to understand all aspects of any insurance or financial product before making a decision.

A licensed insurance agent can help you navigate your options to determine the best annuity strategy for your unique situation and goals.